Travelling, whether on business or leisure, exposes you to a wide variety of risks: lost baggage, personal accidents, lost passports, even hospitalisation in unfamiliar locations. AIG International Services' programme "AIG Assist" services more than 1 million travellers each year. When you purchase Tata AIG's travel insurance you may access these services through a multilingual staff that is familiar with local conditions and systems. Our Travel Protection products are high on service excellence, worldwide coverage and value for money.
Travel Guard Insurance(Global Travel Protection)You're in Rome. You realise you've lost your passport. You're in New York. You fall ill. Worried? Not, if you have Tata AIG's Travel Guard. All it takes is one single phone call and our worldwide associate, AIG Assist, will swing into action. And take care of every detail, including contacting your embassy or recommending a hospital. There's a lot more we can do for you when you're abroad. Read on for details.
There are 3 categories under TATA-AIG Travel Guard Insurance.
Benefits |
Silver |
Gold |
Platinum |
Sum(s)insured in US$ |
AD & D (24 Hrs) |
10,000 |
15,000 |
25,000 |
AD & D Common Carrier |
N/A |
5,000 |
5,000 |
Accident& Sickness Medical
Expenses Reimbursement* |
50,000 |
200,000 |
500,000 |
Sickness Dental Relief** |
300 |
400 |
500 |
Emergency Medical Evacuation*** |
Included |
Included |
Included |
Repatriation of Remains*** |
Included |
Included |
Included |
Baggage Loss (Checked Baggage)# |
500 |
1,000 |
1,000 |
Baggage Delay (After first 12 hrs Only) |
50 |
100 |
200 |
Loss of Passport## |
250 |
250 |
250 |
Personal Liability### |
100,000 |
200,000 |
200,000 |
Trip Delay^ |
N/A |
Included |
Included |
Hijack^^ |
N/A |
Included |
Included |
In-Hospital Indemnity^^^ |
N/A |
N/A |
N/A |
Automatic extension of policy upto 7 days |
Available |
Available |
Available |
Emergency Cash Advance |
500 |
1,000 |
1,500 |
Travel Guard covers do not require medical examinations up to age 70 years.
Travel Guard provides you travel insurance on a trip-by-trip basis. Premiums are payable in advance of the journey and reflect the length of the stay overseas.
SUB LIMITS : The following maximum eligible expenses per Sicknessor Disease are applicable to Insured Person Aged 56-70, regardless ofplan / option purchased.
- Hospital room and board and hospital miscellaneous: Maximum $1,500 perday up to 30 days
- Intensive care unit: Maximum $3,000 per day up to 7 days
- Surgical treatment : Maximum $10,000
- Anesthetist Services: Up to 25% of Surgical treatment
- Physician's visit: Maximum $75 per day up to 10 visits
- Diagnostic and pre-admission testing: Maximum $500
- Ambulance Service: Maximum $400
Gold plan is recommended for persons between 56 - 70 years.
* |
Accident & Sickness Medical Reimbursement - Deductible of $100 |
** |
Sickness Dental Relief - Deductible of $150. |
*** |
Included under the benefit limit of Accident & Sickness Medical Expense Reimbursement |
# |
Maximum amount to be reimbursed per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured. |
## |
Loss of Passport Benefit - Deductible of $30 |
### |
Personal Liability Benefit - Deductible of $200 |
^ |
Trip Delay - Deductible of 12Hrs. $10 per 12 hours and Maximum $100 |
^^ |
Hijack - Deductible of 1 day, $100 per day and maximum $500 |
^^^ |
In - Hospital indemnity Deductible of 1 day, $15 per day and maximum $150 |
MAIN EXCLUSIONS:
You are not covered if any expenses incurred directly or indirectly in respect of: Traveling against the advice of a Physician; for obtaining treatment; Pre-existing ailments& complications arising out of them; Suicide or attempted suicide; War; Terrorism; Illegal Acts; Dangerous Sports; etc. For Other Exclusions please refer to the policy wordings.
Tata AIG Travel Guard services include :- Medical Emergency Assistance
- Baggage Claim
- Direct Settlement for in-Hospital Medical Expenses Abroad (Subject to policy terms and conditions and sub limits)
- Medical Evacuation & Repatriation
- Loss of Passport Assistance
Also inclusive of Worldwide Assistance Services:- Medical services provider referral.
- Arrangement of Hospital admissions.
- Monitoring of Medical Condition during Hospitalization.
- Arrangement of Emergency Medical Evacuation.
- Arrangement of Medical Repatriation.
- Lost Luggage assistance.
- Lost travel documents assistance.
- Emergency Travel Services.
- Emergency Message Transmission Services.
- Embassy Referral Services.
- Claim Procedures Information Services.
24 Hours Emergency Assistance Service
Our Emergency Assistance Service is available 24 hours a day, 365 days a year, across the globe to all travellers insured under this policy. All you need to do is call the number on the Emergency Assistance Card provided along with your policy. Don't forget to carry this pocket-size card with you wherever you go.
How to apply ?
Call Kenmore Air Travels. Our Insurance Advisor will assist you and with our Advisor's guidance, you can choose the level of cover you require. This policy is available to Indian citizens only.
Go ahead and make the right choice ......
A choice that gives complete peace of mind. With Tata AIG Travel Guard Policy!
